FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Online Banking
Personal Deposit
Accounts
Our Accounts Simply Make Cents!
We offer simple accounts that make your banking easy. Our accounts work for you with no hidden fees and up-front pricing! We’re giving you the things you really need without all the confusing terms and conditions!
Simply NOW Checking
Simply maintain a daily balance of $500 or pay $5.
Our personal checking account includes the local service you want with the conveniences you need:
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Free Debit Card
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Free Online Banking
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Free Bill Pay
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Free Mobile Banking*
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Free eStatement with online check images
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Free Transactions at any of 55,006 ATMs!
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Free Access to Digital Wallet
If you haven’t noticed our theme we’re keeping it simple! Simply maintain a daily balance of $100 or pay $5.
Christmas Club
The holidays should be joyful, not stressful! Let us help take the worry away! Simply open a Christmas Club today & set up automatic transfers. Then we’ll direct deposit into your checking in time for your holiday shopping. No minimum, no fee, no worries!
Start saving for your future today! Ask us about our CD’s & IRA’s to help you reach your long term goals.
Personal Account Comparison
Product | Simply NOW Checking | Simply Savings | Christmas Club |
Are you... | Getting Started? | Busy with Life? | A Little Bit Wiser? | Saving for Everyday? | Saving for the Holiday? |
Minimum to Open | $25.00 | $25.00 | $25.00 | $25.00 | $1.00 |
Interest Bearing | Yes | Yes | Yes | Yes | Yes |
Monthly Fee | $5.00 | $5.00 | $5.00 | $5.00 | None |
Fee Waived If: | Age 25 and under | Minimum daily balance greater than $500 or relationship balance greater than $1,500 | Age 65 or over | Minimum daily balance greater than $100 | No Fee |
Debit/ATM Card | Free | Free | Free | Free | Free |
Internet Banking | Free | Free | Free | Free | Free |
Mobile Banking* | Free | Free | Free | Free | Free |
Online Bill Pay | Free | Free | Free | N/A | N/A |
ATM Transactions** | Free | Free | Free | Free | Free |
Notary Services | Free | Free | Free | Free | Free |
Smiling Branch Personnel :) | Free | Free | Free | Free | Free |
Electronic Statements | Safe, Secure, and Free | Safe, Secure, and Free | Safe, Secure, and Free | Safe, Secure, and Free | Safe, Secure, and Free |
Paper Statements | $2.00 per month | $2.00 per month | $2.00 per month | $2.00 per month | $2.00 per month |
*Mobile carrier message and data rates may apply.
**Transaction fees at Non First Fed Delta ATMs may apply.
Mastercard Debit
Looks like a credit card, works like a check and makes shopping a whole lot easier! Did we tell you that it works as an ATM card, too? Ask a friendly First Fed Delta representative for details.
With our SimplyMobile® app, you can control and manage your debit card, monitor transactions in real time, even turn the card off if you suspect it has been compromised. All of this with no additional apps to download and install! For more details, take a look at our Personal Online Solutions page.
