About Us

In November 1934, community members in Delta, Ohio pooled their deposits and opened a mutual savings and loan owned by the community it serves. Over the years, five additional communities have embraced our true community bank. As a mutual savings institution, we are in the enviable position of being owned by our customers. We see our owners and potential owners every day in our communities. We see them at work, the grocery store, school and church. They are not unknown investors in big cities miles away with little interest in our communities. We were formed to provide basic banking services as a community owned alternative to these investor owned institutions. We are here because we still believe in this purpose.

• Reduce the complexity in banking and make life easier for our customers.
• Treat customers fairly with consistent, friendly and knowledgeable customer service.
• Create an environment where employees can succeed and help customers without the burden of unnecessary bureaucracy.
• Be active and present in our local communities to help make them better places to live.
• Remain a financially strong and independent community bank.